Car accidents happen all day, every day in New Jersey. Just turn on any television or radio news station for a traffic report. Highways come to a halt for traffic jams and rubbernecking from car accidents. In fact, the Department of Transportation reports over 35,000 fatal accidents across the U.S. for each of the past five years.
If you or a loved one are involved in a car accident and injured from by another driver’s negligence, you need to know what to do next. You should consult with an experienced New Jersey car accident lawyer as soon as possible to discuss all the rights that are available to you.
Who Pays for the Damage to Your Car
Many people believe that the driver that caused the accident should pay for their property damage to their car. However, New Jersey has no-fault insurance and your insurance company is required to pay for your car repairs. If you have to pay a deductible or have expenses such as a rental car that are not covered by your insurance, you may be entitled to be reimbursed for your out of pocket expenses.
Who Pays for Your Medical Bills
Again, many people do not want to go through their insurance when another driver caused their injuries. Some people believe the other driver’s insurance pays the medical bills. Since NJ is a no-fault State, your insurance company is responsible for your medical bills. If you have co-pays, deductibles or bills that exceed your policy limits, you should consult with an attorney to discuss if you can be compensated for any medical expenses that are not covered.
Insurance claims can be very complicated. An attorney can help you navigate the claims process so you are reimbursed for your out-of-pocket expenses for car repairs, transportation expenses and medical bills. You may also be entitled to compensation for lost-wages from time missed from work. An experienced attorney can help set up your lost wage claim.
An experienced attorney for a NJ car accident case can review your insurance policy to review your coverages. Your car insurance policy declaration page will detail your policy limits for property damage, liability coverage, medical expense coverage – called PIP limits, uninsured and underinsured motorist coverage, and determine whether your PIP coverage is primary or health care is primary.
Pro-tip: If you have elected $15,000 coverage limits, increase it to full coverage immediately. If you have elected health care primary, immediately switch to full PIP primary.
What Type of Compensation are you Entitled to After a NJ Car Accident?
Car accident victims who are injured due to another driver’s negligence is entitled to compensation. They are entitled to reasonable compensation for their injuries, pain and suffering, and economic damages. This includes:
- Medical expenses for your injuries
- Future medical expenses to treat your injury in the future or future surgery
- Lost wages due to missed time from work
- Lost wages for loss of ability to work in the future
- Compensation for your pain and suffering
- Property damage and travel expenses
- Punitive damages in certain cases
- Wrongful Death claim damages if a family member is involved in a fatal accident
Should You Hire a Lawyer After a NJ Car Accident
When you are involved in a car accident in New Jersey, you will be dealing with an insurance company that does nothing but handle insurance claims. Its claims adjusters are trained to pay as little as possible so that the large insurance company can protect its profits. Insurance companies are in business to make money, not to pay insurance claims.
An experienced attorney for a NJ car accident knows how to set up your claim and negotiate with insurance companies. This is especially important if you suffered a serious injury in a car accident. Insurance companies can be difficult to deal with and aggressively defend against claims. They pay as little as possible – and delay payment for as long as possible – to protect their bottom line. If you have an aggressive attorney on your side, your rights and your claim will be protected. Your attorney can fight to ensure you receive the maximum amount to compensate you for your injuries and damages.
A study by the Insurance Journal revealed that claimants who retained lawyers were able to receive, on average, more medical treatment for their injuries, larger settlement values and quicker settlement payouts.
Why Hire My NJ Injury Lawyer Howard P. Lesnik
- I always offer a free strategy session with no obligation.
- I never charge a client a fee unless I recover cash settlement.
- I personally provide exclusive one on one devotion to each client.
- I handle all insurance communication, applications and forms at no charge.
- I have obtained countless successful verdicts and settlements for my clients
- My office provides accident investigation services, including obtaining police reports, ambulance reports, 911-calls, witness statements, surveillance video, and all medical reports and records.
- I will litigate your case. If your case cannot be settled with the insurance company, I will file a lawsuit for your accident claim. Most cases settle before trial. But I also look forward to presenting any claim before a jury if necessary.
- I have 20 years of experience handling New Jersey personal injury cases.
About My NJ Injury Lawyer Howard P. Lesnik
Howard Lesnik began practicing personal injury law in 2001, and is vastly skilled in car accident claims, including taking depositions, motion practice, and trial experience. Howard personally handles every accident case himself and does not farm them out to other attorneys or offices. He brings 20 years of experience, countless successful settlements and verdicts, and a drive to help NJ car accident victims get justice they deserve against enormous insurance companies.
Howard is extremely excited by his record of success stories both in and out of the court room. However, he is also honored about how his clients’ experiences with his firm. Howard has 100% positive reviews on Google, YELP, Martindale, AVVO and Lawyers.com. Howard is a member of the Ethics Committee and makes sure that all his clients get the attention they deserve and strives to make sure they are satisfied throughout the entire process.
If you or a loved one is injured in a car accident in NJ, you should contact an attorney familiar with handling these claims. An experienced NJ Injury Lawyer will know how to obtain the police report, 911 calls, police videos and contact the insurance company so you can make a claim for your injuries. My NJ Injury Lawyer Howard P. Lesnik, Esq. offers free strategy sessions to address any issue or questions you may have your car accident claim in NJ.
Please contact NJ Injury Lawyer Howard Lesnik, Esq., immediately if you were involved in a NJ car accident. I personally handle NJ personal injury cases on a regular basis. Please contact me now by email, by phoning 908.264.7701, or by completing the form to the right to schedule your complimentary 30-minute strategy session.